ࡱ > r u q '- bjbjVV 4| < < %
" " e e e e e y y y 8 t % y m. ^ O O O O * * * . . . . . . . Q0 2 . e * * * * * . e e O O '. V V V * : e O e O . V * . V V ) h 8* O d: y d ) - =. 0 m. ) 3 J 3 8* 3 e 8* * * V * * * * * . . < * * * m. * * * * 3 * * * * * * * * * " + : CALIFORNIA STATE UNIVERSITY, CHANNEL ISLANDS
SYLLABUS
FIN 300- Business Finance
(Class Number 1360, Section 2)
Term: Spring 2011 Instructor: Priscilla Liang
Class room: Bell Tower 1494 Office: Sage Hall 2143
Class Schedule: 12-1:15 pm M/W Phone: 437-8926
Office Hours: 2-3:00 pm Monday E-mail: HYPERLINK "mailto:Priscilla.liang@csuci.edu" Priscilla.liang@csuci.edu
10-12:00 Noon Wednesday
Or by appointment
Course Description
FIN 300 is a required introductory finance course for all undergraduate business students. Prerequisite of this class is ACCT 220 (Managerial Accounting), MATH 140 (Calculus for Business Applications) or MATH 150.
FIN 300 introduces students to theories and practices of principles of planning, procuring, and controlling short-term and long-term financial resources of business organizations. Main topics include Time Value of Money, capital budget, debt and equity markets, security valuation, cost and structure of capital, and dividend policies. FIN 300 is a critical element of business education. It helps students understand how financial decisions are made and how they are integrated with other business arena.
Learning Outcomes
Students completing this course will be able to:
Explain and apply theories and concepts of business finance. In detail, they should be able to:
Identify the ultimate goal of financial management
Analyze and utilize financial statements
Calculate Time Value of Money and apply it to stock and bond valuation
Estimate various investment criteria and evaluate capital budget decisions
Explain the trade-off relationship between risk and return and apply Capital Asset Pricing Theory
Calculate the Weighted Average Cost of Capital
Evaluate different dividend policies and conceptualize clientele effect
Identify various methods of raising capital
Analyze a companys financial performance and financial decisions using business finance theories
Present collaborative works
Required Materials
Essentials of Corporate Finance, 7th Edition, by Stephen A. Ross, Randolf W. Westerfield, and Bradford D. Jordan. New York, NY: Irwin McGraw-Hill, 2010.
A Financial Calculator: Many financial calculators are available on the market. Make sure the one you have is able to calculate Net Present Value (NPV) and Internal Rate of Return (IRR). The TI BAII is supported by the textbook. I will also illustrate the use of financial functions of TI 83 (TI 85 and TI 89 are similar) and Microsoft Excel if needed. The external links of your course Blackboard will link you to financial calculators and Microsoft Excel manuals.
Always Bring Your Textbook and a Calculator to Class.
Access to Blackboard and 91Ƶ email account.
It is also recommended that you keep yourselves informed about current business news and issues by reading one or more of the following:
HYPERLINK "http://www.wsj.com/" The Wall Street Journal
HYPERLINK "http://www.businessweek.com/" BusinessWeek
HYPERLINK "http://www.latimes.com/" The Los Angeles Times
HYPERLINK "http://www.nytimes.com/" The New York Times
You can find the latest issues of the above at the university library, or by entering the course Blackboard page and click on external links
Grading
Grading for the course will be as follows:
Weight
Midterm Exam1 25%
Midterm Exam2 25%
Final Exam 25%
Course Project 10%
Quizzes 5%
Homework Assignments
and Class Participation 10%
A students final grade for the course will be curved against the class mean. The distribution is such that A: 16%, B & C: 68%, D & F: 16%. Plus/minus will be given. The probability distribution is assumed to be normally distributed.
Examinations
The exams will be closed-book and based on assigned readings, lectures, quizzes, and homework problems.
There will be three in-class exams. Exams include multiple choices, problem solving, and short essays. Exams are graded on a partial credit basis.
No Make-up Examination will be given. If you miss one of the exams, you have a choice to take a cumulative make-up exam during the final examination week.
Course Project
A comprehensive course project is designed to help students make connections between textbook theories and real business finance applications, and to build collaboration and communication skills. Students are required to analyze companies financial position/performance/decisions using theories and tools learned in this class, and to present the analysis via written reports and/or presentations. Project details will be given during the course.
Quizzes
Students are required to read assigned chapters before a lecture and review them and do assigned homework after. Minimum of five quizzes will be given to check your progress. There is no make-up opportunity for missing quizzes under any circumstances.
Homework
Homework assignments are posted on Blackboard. Students are expected to review each text assignment after a lecture and to answer specific questions and problems pertaining to the chapters. Selected homework assignments will be reviewed in class.
You may study and work on homework together, but each individual student must submit homework individually.
Students may be randomly chosen to provide their solutions to the class.
There will not be time to review all homework assignments in class. If a student needs assistance, please come to see me.
Do not type your homework. Do not use any excel or other computer programs to complete the homework assignments.
Always Bring Your Homework to Class.
Class Participation
A very important element in the learning process will be class participation and discussion related to the chapters assigned including but not limited to the related problems and assignments. Therefore, it is critical that you have completed the assigned readings and homework prior to lectures and homework reviews. During the class, students will be called upon to explain chapter topics, answer questions, or present solutions to homework.
Policies
Add/drop, withdraw, and incomplete policy: Students should comply with the university policy for add/drop, withdraw, and incomplete procedure.
No late work will be accepted. This policy applies to homework assignments, course project, all exams and quizzes.
Cell Phones, Calculators, and Laptops: Cell phones must be set to Off. If you are expecting an urgent call you may set it to Vibrate and leave the classroom to answer the call. Texting is not allowed and cell phones shall not be visible during class at any time. Programmable calculators are not allowed on homework, quizzes, and exams. No laptop computers are allowed in classroom. In order to follow lectures better, it is suggested that students print out Power Point Presentations for each chapter before the lecture.
Statement of Academic Integrity: Violation of academic integrity include, but are not limited to, the following: cheating on an examination or quiz; plagiarism on any paper or report; falsifying data, research or report; representation of forged documents; misrepresentation of information in oral or written form. Such violations will automatically result a Failed grade for the course.
Disabilities statements: Cal State Channel Islands is committed to equal educational opportunities for qualified students with disabilities in compliance with Section 504 of the Federal Rehabilitation Act of 1973 and the Americans with Disabilities Act (ADA) of 1990. The mission of Disability Accommodation Services is to assist students with disabilities to realize their academic and personal potential. Students with physical, learning, or other disabilities are encouraged to contact the Disability Accommodation Services office at (805) 437-8510 for personal assistance and accommodations.
Tentative Course Schedule
WeekTopics Homework to be Reviewed1Course Administration
Chapter 1: Introduction to Financial Management2Chapter 2: Financial Statements, Taxes, and Cash Flow
Chapter 3: Working with Financial Statements*Chapter 23Chapter 4: Introduction to Valuation: The Time Value of Money 4Chapter 5: Discounted Cash Flow Valuation Chapter 45Continue Chapter 5
Review for Midterm Exam 1 Chapter 56Midterm Exam 1 (Homework 1 is due on exam date)
Chapter 6: Interest Rate and Bond Valuation 7Continue Chapter 6
Project Part I due8Chapter 7: Equity Markets and Stock Valuation Chapter 6Spring Break9Chapter 8: Net Present Value and Other Investment CriteriaChapter 710Chapter 9: Making Capital Investment Decisions*
Review for Midterm Exam 2Chapter 811Midterm Exam 2 (Homework 2 is due on exam date)
Chapter 10: Some Lessons from Capital Market History*12Chapter 11: Risk and Return 13Chapter 12: Cost of Capital
Project Part II dueChapter 1114Continue Chapter 12
Chapter 14: Dividends and Dividend Policy Chapter 1215Chapter 15: Raising Capital
Review for Final Exam 16Final Exam (5/16 1-3:00pm. Homework 3 is due on exam date)Note: Information contained in this syllabus, other than that mandated by the University, may be subject to change with advance notice, as deemed appropriate by the instructor. Assignments and their timing listed under the tentative course schedule may be adjusted during the session depending on the pace and needs of the class.
- 7 Q _ c m n o p q r { ! 2 ukuku` h} h3[ OJ QJ h>! OJ QJ aJ h> OJ QJ aJ h} hxE OJ QJ aJ h} h OJ QJ aJ h3|T OJ QJ aJ h} h OJ QJ aJ h, h, hcz OJ QJ aJ h} h OJ QJ h> OJ QJ nHtH h} h OJ QJ nHtH h} h3[ 5OJ QJ h} h3[ OJ QJ aJ # - 6 7 Q p q r !
$a$gdA.= $a$gdA.= $a$gd3[ ^gd3[ gd3[ gd, gd3[ $a$gd gd3[ $a$gd3[ gd3[ 2 4 5 8 = ? C E F K L M V W ߾鳤xk߳x^x h} h# OJ QJ ^J h} hxE OJ QJ ^J h} h3[ OJ QJ ^J h} h3[ 0J OJ QJ #j h} h3[ OJ QJ U j h} h3[ OJ QJ Uh} h3[ OJ QJ h} h; OJ QJ ^J h, OJ QJ ^J h . OJ QJ ^J h3|T OJ QJ ^J h} h2? OJ QJ ^J h>! OJ QJ ^J !
%
-
6 : o ( * c } ¶«wjw_WO h, OJ QJ hA.= OJ QJ h} h OJ QJ h} h[ 0J OJ QJ h} hb 0J OJ QJ h} h 0J OJ QJ h} hAq 0J OJ QJ h} hA.= 0J OJ QJ h} hA.= OJ QJ h3|T B* OJ QJ ph h} hA.= B* OJ QJ ph h} hA.= 5>*OJ QJ h3[ OJ QJ aJ h, OJ QJ aJ h} h3[ OJ QJ aJ
}
k F r v $
& F a$gdA.= $a$gdA.=
& F gdA.=
& F gdA.= $h^h`a$gdA.= $a$gdA.= gdA.=
.
) E k r ' ( 5 F r z & ' ӭӢӭӭӢӗӁvhZN h} hA.= >*OJ QJ h} hA.= 6>*OJ QJ h} hA.= 5>*OJ QJ h, 5>*OJ QJ hA.= 5>*OJ QJ h} h[ OJ QJ h} hb" OJ QJ h} h,S OJ QJ h3|T OJ QJ h} h3|T OJ QJ h3|T h3|T OJ QJ hj OJ QJ h} hA.= OJ QJ h} hA.= B* OJ QJ ph #h} hA.= 5>*B* OJ QJ ph ' ( ) + } ' ( v | j k sesesesZK j h} hA.= OJ QJ Uh} h,S OJ QJ h3|T 5B*OJ QJ ph h} h3|T 5B*OJ QJ ph h} h,S 5B*OJ QJ ph h 3 5B*OJ QJ ph h} h:Av OJ QJ h} hA.= >*OJ QJ h} hA.= 6>*OJ QJ h} hQ OJ QJ h} hZ OJ QJ h} hA.= H*OJ QJ h} h2? OJ QJ h} hA.= OJ QJ v j ! ] # o p^p`gd3|T $]a$gdzJ $a$gd3|T $h^ha$gdA.= ^gdA.= `gdA.= $
& F a$gdA.= $
& F a$gd,S gd 3
! " G H I [ \ # K ƴƢƐƅ}ug\T hzJ OJ QJ h} h3|T OJ QJ h} h3|T 5>*OJ QJ h, OJ QJ hA.= OJ QJ h} h:Av OJ QJ #j h} hA.= OJ QJ U#j/ h} hA.= OJ QJ U#j h} hA.= OJ QJ Uh} hA.= OJ QJ h} hA.= 0J OJ QJ j h} hA.= OJ QJ U#j h} hA.= OJ QJ U K h n o l j r vh[N[F hA.= OJ QJ h} hAq OJ QJ aJ h} hA.= OJ QJ aJ h} hA.= 5OJ QJ aJ h} hH OJ QJ h} hA.= OJ QJ h} h,S >*OJ QJ h} h,S OJ QJ h} hA.= 5>*OJ QJ h, OJ QJ h3|T OJ QJ h} h3|T OJ QJ h3|T OJ QJ aJ h} h3|T OJ QJ aJ hzJ h3|T >*OJ QJ h >*OJ QJ h2 OJ QJ l n o $a$gd@L $1$ a$gd3|T $ ` a$gd3|T $a$gd3|T $h^ha$gdA.=
& F gd 3 $
& F
h a$gd 3 $
& F a$gd 3 $a$gdA.= $7$ 8$ H$ a$gd3|T p^p`gd3|T & . q } % & : < E l n o v x y & s t u 署xm h} hi OJ QJ h} h,S OJ QJ h} hK_ OJ QJ h} hv OJ QJ h} h@L OJ QJ h} h@L 5>*OJ QJ h3|T 5>*OJ QJ h} h3|T B*OJ QJ ph h} h OJ QJ h OJ QJ h3|T OJ QJ h} h3|T OJ QJ h} h3|T 5>*OJ QJ (o w x u v x / D E Y Z $a$gd^$} gd, 00]0^0`gd, h`hgd: $
& F 1$ a$gd} $1$ a$gd} $a$gd} $hh^h`ha$gd@L $a$gd@L u v ~ 0 8 9 : D E Y Z a b y ! K ´´©|ti[MA h} h= 5OJ QJ h} h= 5>*OJ QJ h} h: 5>*OJ QJ h} h: OJ QJ h: OJ QJ hp, OJ QJ h} h, OJ QJ h} h, 5OJ QJ h} h, 5>*OJ QJ h} 5>*OJ QJ h: 5B*OJ QJ ph h} h: 5B*OJ QJ ph h} h} OJ QJ h} h} 5OJ QJ h} h} 5>*OJ QJ h5 OJ QJ ! " $! 4# $ ' ' +' 0' 8' P' $$If a$gdA $$If a$gd2 $$If a$gd2 $x a$gd, $a$gd:
& F gdS
& F gd= $
& F 1$ a$gd, $
& F a$gd= $a$gd= K m x ! $! J! j! l! ! ! g" n" " " " " " '# +# ,# 2# 4# ʿ|m^Om hp, h} B*OJ QJ ph hp, h,S B*OJ QJ ph hp, h, B*OJ QJ ph hp, h3|T B*OJ QJ ph hf{c h,S B*OJ QJ ph hf{c h, B*OJ QJ ph h} h,S OJ QJ h} h
& OJ QJ h} h, OJ QJ h} h, 5OJ QJ h} h/A OJ QJ h} h= 5OJ QJ h3|T OJ QJ h} h= OJ QJ 4# U# $ $ $ $ ' ' ' *' +' P' Q' j' ' ' ' ' ' (
( ( ( ömYmImYmImIYm h2 hA 5CJ OJ QJ aJ &h2 hA 5CJ OJ QJ \^J aJ #h2 hA 5CJ OJ QJ ^J aJ h2 h: OJ QJ h} h: 5>*OJ QJ h2 5>*OJ QJ $h} hS 5B*OJ QJ aJ ph h} hS OJ QJ aJ h} hS 5OJ QJ aJ $hp, h= 5B*OJ QJ aJ ph h} h= OJ QJ aJ h} h= 5OJ QJ aJ P' Q' S' j' ' ' p ` ` P @ $ $If a$gdA $ $If a$gdi $ $If a$gd2 kdq $$If T l -F N" 0 6 4
l a ytA T ' ' ' ' (
( p ` P P @ $ $If a$gdA $ $If a$gdi $ $If a$gd2 kd $$If T l LF N" 0 6 4
l a ytA T
( ( ( P( Q( r b Y M $$If a$gdA $If gd} $ $If a$gd2 kd $$If T l F N" 0 6 4
l a ytA T Q( R( T( ( ( r b R B $ $If a$gdA $ $If a$gdi $ $If a$gd2 kdh $$If T l F N" 0 6 4
l a ytA T ( R( T( }( ( ( ( ( ( ( ( ( ( ( $) %) &) () <) C) O) P) Q) S) ) ) ) ) ) ) * 0* ;* >* o* * * * * * * * * * + + + ϻϻߨߨϕϻvߨߨ h2 h3|T CJ OJ QJ aJ h2 h3|T 6CJ OJ QJ aJ %h2 h} B*CJ OJ QJ aJ ph %h2 hA B*CJ OJ QJ aJ ph &h2 hA 5CJ OJ QJ \^J aJ h2 hA 5CJ OJ QJ aJ #h2 hA 5CJ OJ QJ ^J aJ h2 hA CJ OJ QJ aJ .( ( ( ( ( ( r b R I 9 $ $If a$gdA $If gdPg $ $If a$gdqA* $ $If a$gd2 kd
$$If T l F N" 0 6 4
l a ytA T ( ( ( ( $) %) r b Y I = $$If a$gdA $ $If a$gd} $If gdPg $ $If a$gd2 kd $$If T l F N" 0 6 4
l a ytA T %) &) () <) O) P) p ` P G 7 $ $If a$gdA $If gd! $ $If a$gd5 $ $If a$gd2 kdW $$If T l F N" 0 6 4
l a ytA T P) Q) S) ) ) p ` T H $$If a$gdA $$If a$gd5 $ $If a$gd2 kd $$If T l ^F N" 0 6 4
l a ytA T ) ) ) p d $$If a$gdA kd $$If T l ^F N" 0 6 4
l a ytA T ) ) ) ) ) } q $$If a$gdA $If gd5 $ $If a$gd2 i kdR $$If T l " 0 6 4
l a yt`h T ) ) ) * 0* :* p ` T D 8 $$If a$gdA $ $If a$gd5 $$If a$gd5 $ $If a$gd2 kd $$If T l yF N" 0 6 4
l a ytA T :* ;* >* o* * * r b Y I = $$If a$gdA $ $If a$gd! $If gd5 $ $If a$gd2 kd
$$If T l F N" 0 6 4
l a ytA T * * * * * p ` T H $$If a$gdA $$If a$gd5 $ $If a$gd2 kd- $$If T l CF N" 0 6 4
l a ytA T * * * * * + p ` T K ? $$If a$gdA $If gd5 $$If a$gd5 $ $If a$gd2 kd $$If T l ^F N" 0 6 4
l a ytA T + + + + J+ U+ p ` T D 8 $$If a$gdA $ $If a$gd| $$If a$gdiK $ $If a$gd2 kd $$If T l F N" 0 6 4
l a ytA T + J+ V+ Y+ u+ + + + + + + + + + + + - - - - - - - - !- "- #- $- &- |l]UNJUNJUNJUNJ h# h, h# j h# U h, hJ5 CJ OJ QJ aJ h, hJ5 5CJ OJ QJ aJ &h2 hA 5CJ OJ QJ \^J aJ "hyyw 5B*CJ OJ QJ aJ ph ,h2 hA 5B*CJ OJ QJ ^J aJ ph (h2 hA 5B*CJ OJ QJ aJ ph #h2 hA 5CJ OJ QJ ^J aJ h2 hA CJ OJ QJ aJ h2 hA 5CJ OJ QJ aJ U+ V+ Y+ u+ + + r b V F : $$If a$gdA $ $If a$gdq $$If a$gdT $ $If a$gd2 kd(
$$If T l F N" 0 6 4
l a ytA T + + + + + r b R B $ $If a$gdA $ $If a$gdyyw $ $If a$gd2 kd
$$If T l F N" 0 6 4
l a ytA T + + - - - - - !- "- $- %- r d _ ] _ ] _ ] _ ] gd,
$
* a$gd, kdr $$If T l F N" 0 6 4
l a ytA T
%- &- '-
$
* a$gd, &- '- h, hJ5 CJ OJ QJ aJ 2 1h:pI_ / =!"#T$% D y K P r i s c i l l a . l i a n g @ c s u c i . e d u y K B m a i l t o : P r i s c i l l a . l i a n g @ c s u c i . e d u D y K y K ( h t t p : / / w w w . w s j . c o m / D y K y K : h t t p : / / w w w . b u s i n e s s w e e k . c o m / D y K y K 0 h t t p : / / w w w . l a t i m e s . c o m / D y K y K 0 h t t p : / / w w w . n y t i m e s . c o m / $$If !v h5 5d5
#v #vd#v
:V l -0 6 5 4 ytA T $$If !v h5 5d5
#v #vd#v
:V l L0 6 5 4 ytA T $$If !v h5 5d5
#v #vd#v
:V l 0 6 5 4 ytA T $$If !v h5 5d5
#v #vd#v
:V l 0 6 5 4 ytA T $$If !v h5 5d5
#v #vd#v
:V l 0 6 5 4 ytA T $$If !v h5 5d5
#v #vd#v
:V l 0 6 5 4 ytA T $$If !v h5 5d5
#v #vd#v
:V l 0 6 5 4 ytA T $$If !v h5 5d5
#v #vd#v
:V l ^0 6 5 4 ytA T $$If !v h5 5d5
#v #vd#v
:V l ^0 6 5 4 ytA T $$If !v h5 ##v #:V l 0 6 5 4 yt`h T $$If !v h5 5d5
#v #vd#v
:V l y0 6 5 4 ytA T $$If !v h5 5d5
#v #vd#v
:V l 0 6 5 4 ytA T $$If !v h5 5d5
#v #vd#v
:V l C0 6 5 4 ytA T $$If !v h5 5d5
#v #vd#v
:V l ^0 6 5 4 ytA T $$If !v h5 5d5
#v #vd#v
:V l 0 6 5 4 ytA T $$If !v h5 5d5
#v #vd#v
:V l 0 6 5 4 ytA T $$If !v h5 5d5
#v #vd#v
:V l 0 6 5 4 ytA T $$If !v h5 5d5
#v #vd#v
:V l 0 6 5 4 ytA T ^ 2 0 @ P ` p 2 ( 0 @ P ` p 0 @ P ` p 0 @ P ` p 0 @ P ` p 0 @ P ` p 0 @ P ` p 8 X V ~ _HmH nH sH tH @ ` @ n N o r m a l CJ _HaJ mH sH tH > @ > n H e a d i n g 1 $$@& a$ aJ 8 @ 8 n H e a d i n g 2 $@& aJ V @ V : H e a d i n g 3 $ < @& 5CJ OJ QJ \^J aJ B @ B n H e a d i n g 4 $$@&a$ 5aJ D A` D D e f a u l t P a r a g r a p h F o n t R i@ R T a b l e N o r m a l 4
l 4 a ( k ( N o L i s t 4 >@ 4 n T i t l e $a$ 5aJ 6 U@ 6 n H y p e r l i n k >*B*ph V oV R D e f a u l t 7$ 8$ H$ ! B*CJ _HaJ mH ph sH tH 8 B@ "8 @L B o d y T e x t $a$ aJ 2 O 12 S
p s l o n g e d i t b o x H BH sK B a l l o o n T e x t CJ OJ QJ ^J aJ < Q< p s e d i t b o x _ d i s p o n l y 4 b4 , H e a d e r
H$ 6 / q6 , H e a d e r C h a r CJ aJ 4 4 , F o o t e r
H$ 6 / 6 , F o o t e r C h a r CJ aJ PK ! [Content_Types].xmlj0Eжr(Iw},-j4 wP-t#bΙ{UTU^hd}㨫)*1P' ^W0)T9<l#$yi} ;~@(Hu* Dנz/0ǰ $ X3aZ,D0j~3߶b~i>3\`?/[G\!-Rk.sԻ..a濭? PK ! ֧ 6 _rels/.relsj0 }Q%v/C/} (h"O
= C?hv=Ʌ%[xp{۵_Pѣ<1H0ORBdJE4b$q_ 6LR7`0̞O,En7Lib/Se е PK ! ky theme/theme/themeManager.xml M
@}w7c(Ebˮ CAǠҟ7՛K
Y,
e.|,H ,lxɴIsQ}#Ր ֵ+!,^$j=GW)E+&
8 PK ! P theme/theme/theme1.xmlYOo6w toc'vuر-Mn iP@I}úama[إ4:l ЯGRX^6؊>$ !)O^rC$y@ /yH*)UDb`}"qۋJחX^)I`nEp)liV[]1M<OP6r=zgbIguSe bORD۫qu gZo~ٺlAplxpT0+[}`j zA V2Fi@qv֬5\|ʜ̭NleXd sjcs7f
W+Ն7` g ȘJj|h(KD-
dXiJ؇(x$( :;˹! I_TS 1?E ??ZBΪmU/ ?~xY'y5g&/ɋ>GMGeD3Vq%'#q$8K )fw 9:ĵ
x}rxwr:\TZaG*y8IjbRc|XŻǿI
u3KGnD 1NIBs
RuK>V.E L+M2#'fi ~V vl{u8z H
* :( W ☕
~JTe\O*tHGHY }KNP*ݾ˦ TѼ9/#A7qZ $*c?qUnwN%Oi4 =3ڗP
1Pm \\9Mؓ2aD];Yt\[x]}Wr|]g-
eW
)6-rC Sj
id DЇAΜIqbJ#x꺃 6k#ASh&ʌt(Q% p%m&]caS l=X\P1Mh9MVdDAaVB[݈fJíP|8 քAV^f
Hn- "d>znNJ ة>b&2vKyϼD:,AGm\nziÙ .uχYC6OMf3or$5N HT[XF64T,ќM0E)`#5XY`פ ;%1U٥m;R>QD DcpU'&LE/pm%]8firS4d 7y\`JnίI R 3U~7+#m qBiDi*L69mY&iHE=(K&N!V.KeLDĕ{D vEꦚdeNƟe(MN9ߜR6&3(a/DUz<{ˊYȳV)9Z[4^n5!J?Q3eBoCM m<.vp IYfZY_p[=al-Y}Nc͙ŋ4vfavl'SA8|*u{-ߟ0%M07% < ҍ PK !
ѐ ' theme/theme/_rels/themeManager.xml.relsM
0wooӺ&݈Э5
6?$Q
,.aic21h:qm@RN;d`o7gK(M&$R(.1r'JЊT8V"AȻHu}|$b{ P8g/ ]QAsم(#L[ PK- ! [Content_Types].xmlPK- ! ֧ 6 + _rels/.relsPK- ! ky theme/theme/themeManager.xmlPK- ! P theme/theme/theme1.xmlPK- !
ѐ ' theme/theme/_rels/themeManager.xml.relsPK ]
'% | 2 ' K u K 4# ( + &- '- " $ & ' , 8 = v o P' '
( Q( ( ( %) P) ) ) ) :* * * + U+ + + %- '- ! # % ( ) * + - . / 0 1 2 3 4 5 6 7 9 : ; < V j ! H [ '% XXXXX 8 @ 0 (
B
S ? % % % % % !% "% $% (%
k t G O # # % % % % % !% "% $% (% 3 3 3 3 3 3 3 Q p q r 2 2 C E y #
o x v > x E Z " + + 0 R T &! ;! " " " " " " # J# # # # # # (% _ c m n p q 2 2 C E v
|
h
h
k k l l n n o o u u v v D D E E + + # # # # # # % % (% qg '4 '̴ G26"I `FJ" =%cV+R h
h h^h`o( h H . 8 8^8`OJ QJ ^J o( h H o ^`OJ QJ o( h H ^ `OJ QJ o( h H ^ `OJ QJ ^J o( h H o x x^x`OJ QJ o( h H H H^H`OJ QJ o( h H ^`OJ QJ ^J o( h H o ^`OJ QJ o( h H h h^h`OJ PJ QJ ^J . ^`OJ QJ o( h H h
h^h`o( h H . p^p`OJ QJ o( h H @ ^@ `OJ QJ o( h H ^`OJ QJ ^J o( h H o ^`OJ QJ o( h H ^`OJ QJ o( h H ^`OJ QJ ^J o( h H o P^P`OJ QJ o( h H h
h h^h`h H . h
8 8^8`h H . h
L ^`Lh H . h
^ `h H . h
^ `h H . h
xL x^x`Lh H . h
H H^H`h H . h
^`h H . h
L ^`Lh H . h
h h^h`h H . h
8 8^8`h H . h
L ^`Lh H . h
^ `h H . h
^ `h H . h
xL x^x`Lh H . h
H H^H`h H . h
^`h H . h
L ^`Lh H . `F qg ' =%c G26 ' T e < + > [ m Do
( Q yH z ! _5! - " b" ^V$ %
& sn& N' qA* , f, p, j#- V/ {/ U{1 3 ,3 hW3 h5
6 @6 17 7 }88 .9 AL: 6_< r< A.= @ 1B w
C
C y1D `G K @L 1N dO Q Q ?R R 3|T O^V yV 7Y Z B#Z 3[ M\ S}] I_ f{c gf jg `h i 1i Mi j 6n ? p Aq Beq :Av tTv zcv yyw yw y L+y cz { ^$} ~
- sK , k\ T c v J < =y i] 2
, =E = X A pe 6 & ?v ,S # -o rP 5 /1 i a@ x Z xE N
! 5 iK !' . Pg , z o Gu S } :1 : Xk z kb J5 %u n h c Q A P UN J 1~ y >! ~ ( 3 H I K_ v zJ p 2? M . 6 : j # m s g 4
c4 : u i M . ZQ +I c | b T[ I} } p ; L % % @ '% x @ U n k n o w n G * Ax T i m e s N e w R o m a n 5 S y m b o l 3. * Cx A r i a l 9 G a r a m o n d 5. . [` ) T a h o m a ?= * C o u r i e r N e w ; W i n g d i n g s A B C a m b r i a M a t h " h f(ef C C T 24 d % % 3q HP ? n 2 ! x x , C A L I F O R N I A S T A T E U N I V E R S I T Y , C H A N N E L I S L A N D S
C S U C I U s e r W i n d o w s U s e r Oh +'0 ( 4
T ` l
x 0 CALIFORNIA STATE UNIVERSITY, CHANNEL ISLANDS 91Ƶ User Normal.dotm Windows User 11 Microsoft Office Word @ _ @ Fy@ ^@ 4 ՜. +,D ՜. +,h $ h p
CSU Channel Islands C % - CALIFORNIA STATE UNIVERSITY, CHANNEL ISLANDS Title X 8 @ _PID_HLINKS A d ! h t t p : / / w w w . n y t i m e s . c o m / | # h t t p : / / w w w . l a t i m e s . c o m / Z [ h t t p : / / w w w . b u s i n e s s w e e k . c o m / b 8 h t t p : / / w w w . w s j . c o m / } ! m a i l t o : P r i s c i l l a . l i a n g @ c s u c i . e d u
! " # $ % & ' ( ) * + , - . / 0 1 2 3 4 5 6 7 8 9 : ; < = > @ A B C D E F H I J K L M N O P Q R S T U V W X Y Z [ \ ] ^ _ ` b c d e f g h j k l m n o p s t w R o o t E n t r y F :v D a t a
? 1 T a b l e G 3 W o r d D o c u m e n t
4| S u m m a r y I n f o r m a t i o n ( a D o c u m e n t S u m m a r y I n f o r m a t i o n 8 i M s o D a t a S t o r e 0M{:d: H R 5 B A G P E J K 0 = = 2 0M{:d: I t e m
P r o p e r t i e s U C o m p O b j
y
F' Microsoft Office Word 97-2003 Document
MSWordDoc Word.Document.8 9q