ࡱ > K bjbj 4 K ) ) ) ) T } ) X/ . . . . . . . 1 3 . . / Z Z Z . Z . Z Z V ) @ ) T @)$ ) "
C) . (/ 0 X/ O) x *4 , *4 ) ) *4 ) Z X * . . 8 " X/ *4 : Money and Banking, Fall 2009
Economics 320
Lecturer: Dr. Niklas Hunter
Office: Sage Hall 2042
E-mail: niklas.hunter@csuci.edu
Office hours: T 2:15 4:15pm , R 5:50 6:50
Class time: Class location:
T/R 4:30-5:45pm Bell Tower 1602
Mid-term exam: Thursday 15 October (in class)
Final exam: Tuesday 8 December 4:00 6:00 pm
Course website: HYPERLINK "http://blackboard.csuci.edu" http://blackboard.csuci.edu
Required reading: The Economics of Money, Banking and Financial Markets by Frederic S. Mishkin (8th edition, Pearson, Addison, Wesley, 2006)
Grading system
Your grade for the course is based on homework and exams in the following way:
TaskPercent of gradeHomework assignments15Mid term exam 35Final exam 50
Grades for total points from the homework and exams will be assigned according to the following distribution:
90%-100%: A+, A, A-
80%-89%: B+, B, B-
70%-79%: C+, C, C-
60%-69%: D+, D, D-
I may also adjust the scores to account for the difficulty of the exams. For example, if few people get a final score above 90% because of difficult exams, then I will give out more As to account for difficultly of the exams. In this case, I typically assign a median (midpoint) grade of a B-/C+.
Exams
There will be no make-up exams, so if you can not attend class on the day of the midterm or you can not attend the final exam, please do not enroll in this course for a grade. You are welcome to take the course for a pass-fail grade.
The mid-term exam will cover all material up to that date. The final exam will concentrate on material after the mid-term exam, but will also include some earlier material. Both exams will include multiple choice questions and short answer questions focused on the lecture notes and assigned reading.
Homework assignments
Homework assignments must be turned in at the beginning of lecture. Late homework will not be accepted. The assignments will typically consist of 10-15 multiple choice problems based on the assigned reading and lecture notes. One of the homework assignments may include an essay question.
Course overview
This course will study financial institutions and monetary policy in the US. We will consider the role of money, interest rates, and bonds in the economy. We will also study the importance of regulating the banking system, and the tools of monetary policy, and why the current financial crisis happened.
The course is a mix of theory and applications of theory to real policies and issues. The theory is intended to give you a methodical way to think about important issues in economics (and in real life) and to simplify them so that they are more comprehensible.
Learning objectives: At the end of this course, good students will be able
to define money and to understand its use
to calculate interest rates on bonds
to predict how interest rates change in response to outside economic changes
to explain how banks use a balance sheet
to explain important banking regulations in the US
to explain how the Federal Reserve System functions
to explain how money is created by banks
to explain how the foreign exchange market and aspects of the international financial system work
to predict how monetary policy influences inflation, production and employment
Cheating
Don't cheat. Any case of cheating, including looking at another students test booklet while taking an exam will be referred to Judicial Affairs. Working with fellow students on homework assignments, however, is not cheating and is encouraged.
Disability Accommodations:
Cal State Channel Islands is committed to equal educational opportunities for qualified students with disabilities in compliance with Section 504 of the Federal Rehabilitation Act of 1973 and the Americans with Disabilities Act (ADA) of 1990. The mission of Disability Accommodation Services is to assist students with disabilities to realize their academic and personal potential. Students with physical, learning, or other disabilities are encouraged to contact the Disability Accommodation Services office at (805) 437-8510 for personal assistance and accommodations.
Mandatory Furloughs. The California State University system requires that nine days this semester be scheduled as mandatory furlough days (non-teaching). The University has required that Monday, November 23rd, Tuesday, November 24th, and Wednesday, November 25th (the week of Thanksgiving) be designated as three of the nine mandatory furlough days. Consequently, we will not meet in class on Tuesday, November 24th . The remaining six furlough days I have selected for the Fall 09 do not coincide with this course (or any other course I teach, for that matter).
DateLecture topicAssigned readingHomework assignment25 Aug.Why study money, banking, and financial marketsChapter 127 Aug. Overview of the financial systemChapter 21 Sept.Overview of the financial systemChapter 23 Sept.What is moneyChapter 3Chapter 2 problems due8 Sept.Understanding interest ratesChapter 410 Sept.Understanding interest ratesChapter 415 Sept.The behavior of interest ratesChapter 517 SeptThe behavior of interest rates Chapter 522 Sept.Bank balance sheetsChapter 924 Sept.Bank managementChapter 929 Sept..Evolution of bank regulationChapter 10Chapter 9 problems due1 Oct.Evolution of bank regulation Chapter 106 Oct.Analysis of bank regulations Chapter 118 Oct.Bank failuresChapter 1113 Oct.ReviewChapter 11 problems due15 Oct.Midterm20 Oct.The structure of the Federal Reserve SystemChapter 1222 Oct.Central bank independenceChapter 1227 Oct.Money creationChapter 1329 Oct.Money creationChapter 133 Nov.Money creationChapter 14Chapter 13 problems due10 Nov.Money creationChapter 1412 Nov.A model of monetary policy Chapter 1517 Nov.Tools of monetary policyChapter 1519 Nov.Goals of monetary policyChapter 16Chapter 15 problems due24 Nov.Furlough DayNo Class1 DecGoals of Monetary PolicyChapter 163 Dec.Review 8 Dec.Final Exam 4:00 6:00 pmThis schedule is subject to possible changes.
* + 3 6 : G H I J T _ b c d o ͽ埌|tltdd h8 CJ aJ h CJ aJ hx\ CJ aJ h W5 CJ aJ h\> CJ aJ hY h\> CJ aJ h ` CJ aJ h-Ed h\> CJ aJ hw haCl CJ aJ hw CJ aJ h-Ed CJ aJ h CJ aJ haCl CJ aJ h*x CJ aJ h~
G CJ aJ h"3 CJ aJ h-Ed h-Ed CJ aJ hCc CJ aJ ' + H I J d ' X Y E
F
p^p`gd p^p`gd1} p7$ ^p`gd w gd# gdJ gd8 gd
gd
gd"3 gdaCl gd-Ed gd"3 & ' . 5 ? B G W X Y ` g h i j k ʿynn\ #j h*x >*B*CJ UaJ ph h-Ed h-Ed CJ aJ h1 CJ aJ h{ CJ aJ h-Ed hj9~ CJ aJ hj9~ CJ aJ h# CJ aJ ht2 CJ aJ hJ CJ aJ h a h-Ed CJ aJ h a h{ CJ aJ h\> CJ aJ hG hT CJ aJ h CJ aJ h a hw CJ aJ h8 CJ aJ h"3 CJ aJ k
A
B
C
D
ɷxmaVNVFV> h1} CJ aJ h CJ aJ h/v CJ aJ hCc hCc CJ aJ hCc hCc >*CJ aJ h-Ed h-Ed CJ aJ hd CJ aJ h7 CJ aJ h> h CJ aJ h( h> CJ aJ h( B*CJ aJ ph hZ; h*x 0J CJ aJ #j h*x >*B*CJ UaJ ph /j hZ; h*x >*B*CJ UaJ ph h> h*x >*B*CJ aJ ph h*x >*B*CJ aJ ph D
E
G
H
I
J
S
X
Y
Z
b
ƺ{ri] hu h >*CJ aJ hs@ >*CJ aJ h >*CJ aJ h CJ aJ h= CJ aJ h W5 CJ aJ h BN CJ aJ hu h[vC CJ aJ hu h[vC CJ aJ h[vC CJ aJ hu h[vC >*CJ aJ h*x >*CJ aJ h[vC >*CJ aJ hRX CJ aJ h/ CJ aJ hO CJ aJ hQ CJ aJ h-Ed CJ aJ $F
I
J
Y
Z
$$If a$gd[vC gd[vC @& gd[vC p^p`gdRX p^p`gd1}
l ` ` $$If a$gd[vC kd $$If T 0 W\ u
t 0 4
a p T
z z $$If a$gd[vC x kd $$If T 0 W\ u
t 0 4
a T
z z $$If a$gd[vC x kdr $$If T 0 W\ u
t 0 4
a T
l
| | | | | | | | | | | | gd gd[vC x kd $$If T 0 W\ u
t 0 4
a T
% & ' l ~ xpϐphp`p h&xX CJ aJ hoBr CJ aJ hD< CJ aJ hJ CJ aJ h+ CJ aJ ht CJ aJ haCl CJ aJ h[vC CJ aJ hu h[vC >*CJ aJ h]P >*CJ aJ h >*CJ aJ h[vC >*CJ aJ h1 CJ aJ h CJ aJ hp@ h CJ aJ hu h CJ aJ h\# h CJ aJ h CJ aJ "
& ' N O _ ` > ]^ `gd . gd p^p`gd . gd- gd . @& gd . ( 7$ 8$ H$ gd gd[vC gd M N O ^ _ ` w R a ˿ypdYYY h/ h . CJ aJ h/ h . >*CJ aJ h@ >*CJ aJ h BN h . CJ aJ h- CJ aJ h-Ed h ye CJ aJ ht CJ aJ hQ CJ aJ hTyW CJ aJ h ye CJ aJ h . CJ aJ hu h . >*CJ aJ h . >*CJ aJ h[vC >*CJ aJ hu h CJ aJ h CJ aJ h[8 CJ aJ hH CJ aJ " > @ C N ^ " # % N P Z [ ͽͽͽآͽؗv h+ >*CJ aJ h+ CJ aJ h CJ aJ h' CJ aJ h/ h' CJ aJ h/ h~% CJ aJ h CJ aJ h~% CJ aJ hsh CJ aJ hQ CJ aJ h/ h . CJ aJ h . CJ aJ h
CJ aJ h/v CJ aJ h ye CJ aJ h;H CJ aJ . # N $ _ ` ]^ `gd"3 gdW gd"3 x gd gd TR gd+ @& gd+ ]^ `gd . ]^ `gd~% 1 { $ _ ` s v 1 3 I K g i ɷvnf^P h@ h"3 5CJ \aJ hs@ CJ aJ h CJ aJ h
CJ aJ h h"3 6CJ ]aJ hJ CJ aJ h h"3 CJ H*aJ h h"3 CJ aJ h- h"3 >*CJ aJ h"3 CJ aJ "h h 56CJ OJ QJ ^J h h CJ OJ QJ ^J hze h+ CJ aJ h TR CJ aJ h+ CJ aJ hu h+ >*CJ aJ $$@& If a$gd@ l U Y $ % W ^ # $ U V W % & S T U w } * + , X Z h@ hJ CJ aJ h@ h"3 5CJ aJ h@ hs; CJ aJ h@ h};N CJ aJ h@ h8 CJ aJ h@ h"3 CJ aJ h@ h"3 5CJ \aJ E - $@& If gd@ l kd $$If l \ %
>
B
t ( 0 %6 4 4
l al p( yt@ $@& If gd@ l & - $@& If gd@ l kd $$If l \ %
>
B
t ( 0 %6 4 4
l al p( yt@ & G Q R $@& If gd@ l R S [ - $@& If gd@ l kd $$If l \ %
>
B
t ( 0 %6 4 4
l al p( yt@ [ | $@& If gd@ l $If gds; l - $@& If gd@ l kd7 $$If l \ %
>
B
t ( 0 %6 4 4
l al p( yt@ $@& If gd@ l $If gds; l - $@& If gd@ l kd\ $$If l \ %
>
B
t ( 0 %6 4 4
l al p( yt@ $@& If gd@ l $If gds; l - $@& If gd@ l kd $$If l \ %
>
B
t ( 0 %6 4 4
l al p( yt@ ! " $@& If gd@ l $If gds; l " # , - $@& If gd@ l kd
$$If l \ %
>
B
t ( 0 %6 4 4
l al p( yt@ , K U V $@& If gd@ l $If gds; l V W _ - $@& If gd@ l kd $$If l \ %
>
B
t ( 0 %6 4 4
l al p( yt@ _ $@& If gd@ l $If gds; l - $@& If gd@ l kd $$If l \ %
>
B
t ( 0 %6 4 4
l al p( yt@ $If gds; l $@& If gd@ l - $@& If gd@ l kd $$If l \ %
>
B
t ( 0 %6 4 4
l al p( yt@ $If gds; l $@& If gd@ l - $@& If gd@ l kd: $$If l \ %
>
B
t ( 0 %6 4 4
l al p( yt@ " $@& If gd@ l " # * - $@& If gd@ l kd_ $$If l \ %
>
B
t ( 0 %6 4 4
l al p( yt@ * H S T $@& If gd@ l T U \ - $@& If gd@ l kd $$If l \ %
>
B
t ( 0 %6 4 4
l al p( yt@ \ z $@& If gd@ l - $@& If gd@ l kd $$If l \ %
>
B
t ( 0 %6 4 4
l al p( yt@ $@& If gd@ l - $@& If gd@ l kd $$If l \ %
>
B
t ( 0 %6 4 4
l al p( yt@ $@& If gd@ l $If gds; l - $@& If gd@ l kd $$If l \ %
>
B
t ( 0 %6 4 4
l al p( yt@ " # R > > > > $@& If gd@ l kd $$If l 0 % S!
t 0 %6 4 4
l al p yt@ $$@& If a$gd@ l # $ , - $@& If gd@ l kd $$If l \ %
>
B
t ( 0 %6 4 4
l al p( yt@ , F Q R $@& If gd@ l R S [ - $@& If gd@ l kd
$$If l \ %
>
B
t ( 0 %6 4 4
l al p( yt@ [ j u v $@& If gd@ l v w - $@& If gd@ l kd/ $$If l \ %
>
B
t ( 0 %6 4 4
l al p( yt@ $If gds; l $@& If gd@ l - $@& If gd@ l kdT $$If l \ %
>
B
t ( 0 %6 4 4
l al p( yt@ $@& If gd@ l - $@& If gd@ l kdy $$If l \ %
>
B
t ( 0 %6 4 4
l al p( yt@ $@& If gd@ l - $@& If gd@ l kd $$If l \ %
>
B
t ( 0 %6 4 4
l al p( yt@ ( ) $@& If gd@ l ) * 2 - $@& If gd@ l kd $$If l \ %
>
B
t ( 0 %6 4 4
l al p( yt@ 2 K V W $@& If gd@ l W X ` - $If gds; l kd $$If l \ %
>
B
t ( 0 %6 4 4
l al p( yt@ ` y $@& If gd@ l - $If gds; l kd
$$If l \ %
>
B
t ( 0 %6 4 4
l al p( yt@ $@& If gd@ l - $If gds; l kd2! $$If l \ %
>
B
t ( 0 %6 4 4
l al p( yt@ $@& If gd@ l $If gds; l K hC8U hC8U 5\ h@ h# 5CJ aJ h@ h"3 5CJ aJ h@ h# CJ aJ h@ hJ CJ aJ h@ h"3 CJ aJ - $If gds; l kdW" $$If l \ %
>
B
t ( 0 %6 4 4
l al p( yt@ $@& If gd@ l $If gds; l - $If gds; l kd|# $$If l \ %
>
B
t ( 0 %6 4 4
l al p( yt@ K S M @& gd+ kd$ $$If l 0 % S!
t 0 %6 4 4
l al p yt@ $$If a$gd@ l 2 1h:pb; / =!"#$% D y K h t t p : / / b l a c k b o a r d . c s u c i . e d u y K : h t t p : / / b l a c k b o a r d . c s u c i . e d u / $$If !v h5 u5
#v u#v
:V
t 0 , 5 u5
4 4
p T $$If !v h5 u5
#v u#v
:V
t 0 , 5 u5
4 4
T $$If !v h5 u5
#v u#v
:V
t 0 , 5 u5
4 4
T $$If !v h5 u5
#v u#v
:V
t 0 , 5 u5
4 4
T #$$If l !v h5 5
5>
5B #v #v
#v>
#vB :V l
t ( 0 %65 5
5>
5B al p( yt@ #$$If l !v h5 5
5>
5B #v #v
#v>
#vB :V l
t ( 0 %65 5
5>
5B al p( yt@ #$$If l !v h5 5
5>
5B #v #v
#v>
#vB :V l
t ( 0 %65 5
5>
5B al p( yt@ #$$If l !v h5 5
5>
5B #v #v
#v>
#vB :V l
t ( 0 %65 5
5>
5B al p( yt@ #$$If l !v h5 5
5>
5B #v #v
#v>
#vB :V l
t ( 0 %65 5
5>
5B al p( yt@ #$$If l !v h5 5
5>
5B #v #v
#v>
#vB :V l
t ( 0 %65 5
5>
5B al p( yt@ #$$If l !v h5 5
5>
5B #v #v
#v>
#vB :V l
t ( 0 %65 5
5>
5B al p( yt@ #$$If l !v h5 5
5>
5B #v #v
#v>
#vB :V l
t ( 0 %65 5
5>
5B al p( yt@ #$$If l !v h5 5
5>
5B #v #v
#v>
#vB :V l
t ( 0 %65 5
5>
5B al p( yt@ #$$If l !v h5 5
5>
5B #v #v
#v>
#vB :V l
t ( 0 %65 5
5>
5B al p( yt@ #$$If l !v h5 5
5>
5B #v #v
#v>
#vB :V l
t ( 0 %65 5
5>
5B al p( yt@ #$$If l !v h5 5
5>
5B #v #v
#v>
#vB :V l
t ( 0 %65 5
5>
5B al p( yt@ #$$If l !v h5 5
5>
5B #v #v
#v>
#vB :V l
t ( 0 %65 5
5>
5B al p( yt@ #$$If l !v h5 5
5>
5B #v #v
#v>
#vB :V l
t ( 0 %65 5
5>
5B al p( yt@ #$$If l !v h5 5
5>
5B #v #v
#v>
#vB :V l
t ( 0 %65 5
5>
5B al p( yt@ #$$If l !v h5 5
5>
5B #v #v
#v>
#vB :V l
t ( 0 %65 5
5>
5B al p( yt@ $$If l !v h5 5S!#v #vS!:V l
t 0 %65 5S!al p yt@ #$$If l !v h5 5
5>
5B #v #v
#v>
#vB :V l
t ( 0 %65 5
5>
5B al p( yt@ #$$If l !v h5 5
5>
5B #v #v
#v>
#vB :V l
t ( 0 %65 5
5>
5B al p( yt@ #$$If l !v h5 5
5>
5B #v #v
#v>
#vB :V l
t ( 0 %65 5
5>
5B al p( yt@ #$$If l !v h5 5
5>
5B #v #v
#v>
#vB :V l
t ( 0 %65 5
5>
5B al p( yt@ #$$If l !v h5 5
5>
5B #v #v
#v>
#vB :V l
t ( 0 %65 5
5>
5B al p( yt@ #$$If l !v h5 5
5>
5B #v #v
#v>
#vB :V l
t ( 0 %65 5
5>
5B al p( yt@ #$$If l !v h5 5
5>
5B #v #v
#v>
#vB :V l
t ( 0 %65 5
5>
5B al p( yt@ #$$If l !v h5 5
5>
5B #v #v
#v>
#vB :V l
t ( 0 %65 5
5>
5B al p( yt@ #$$If l !v h5 5
5>
5B #v #v
#v>
#vB :V l
t ( 0 %65 5
5>
5B al p( yt@ #$$If l !v h5 5
5>
5B #v #v
#v>
#vB :V l
t ( 0 %65 5
5>
5B al p( yt@ #$$If l !v h5 5
5>
5B #v #v
#v>
#vB :V l
t ( 0 %65 5
5>
5B al p( yt@ #$$If l !v h5 5
5>
5B #v #v
#v>
#vB :V l
t ( 0 %65 5
5>
5B al p( yt@ $$If l !v h5 5S!#v #vS!:V l
t 0 %65 5S!al p yt@ ^ 6 6 6 6 6 6 6 6 6 v v v v v v v v v 6 6 6 6 6 6 > 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 h H 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 2 0 @ P ` p 2 ( 0 @ P ` p 0 @ P ` p 0 @ P ` p 0 @ P ` p 0 @ P ` p 0 @ P ` p 8 X V ~ _HmH nH sH tH @ ` @ N o r m a l CJ _HaJ mH sH tH Z @ Z H e a d i n g 1 $ < @& 5CJ KH OJ QJ \^J aJ V V % H e a d i n g 3 $ < @& 5CJ OJ QJ \^J aJ D A` D D e f a u l t P a r a g r a p h F o n t R i@ R T a b l e N o r m a l 4
l 4 a ( k ( N o L i s t 0 U@ 0 ,|< H y p e r l i n k >*B*0@ 0 x\ T a b l e C o n t e m p o r a r y :V 0 j%@
j%
j%
4 < @ B* `J ph B* `J ph 5B* \`J ph D O D x\ N o r m a l + 1 1 p t @& CJ aJ F V !F x\ F o l l o w e d H y p e r l i n k >*B* ph H 2H + B a l l o o n T e x t CJ OJ QJ ^J aJ 8 B8 % H e a d e r
! aJ H P RH % B o d y T e x t 2 7$ 8$ H$ CJ \aJ T b %
B l o c k T e x t m $
P p$d %d &d 'd 7$ 8$ H$ N O P Q ]^pa$ 5aJ > Ar> % H e a d e r 2
! 7$ 8$ H$ PK ! [Content_Types].xmlj0Eжr(Iw},-j4 wP-t#bΙ{UTU^hd}㨫)*1P' ^W0)T9<l#$yi} ;~@(Hu* Dנz/0ǰ $ X3aZ,D0j~3߶b~i>3\`?/[G\!-Rk.sԻ..a濭? PK ! ֧ 6 _rels/.relsj0 }Q%v/C/} (h"O
= C?hv=Ʌ%[xp{۵_Pѣ<1H0ORBdJE4b$q_ 6LR7`0̞O,En7Lib/Se е PK ! ky theme/theme/themeManager.xml M
@}w7c(Ebˮ CAǠҟ7՛K
Y,
e.|,H ,lxɴIsQ}#Ր ֵ+!,^$j=GW)E+&
8 PK ! P theme/theme/theme1.xmlYOo6w toc'vuر-Mn iP@I}úama[إ4:l ЯGRX^6؊>$ !)O^rC$y@ /yH*)UDb`}"qۋJחX^)I`nEp)liV[]1M<OP6r=zgbIguSe bORD۫qu gZo~ٺlAplxpT0+[}`j zA V2Fi@qv֬5\|ʜ̭NleXd sjcs7f
W+Ն7` g ȘJj|h(KD-
dXiJ؇(x$( :;˹! I_TS 1?E ??ZBΪmU/ ?~xY'y5g&/ɋ>GMGeD3Vq%'#q$8K )fw 9:ĵ
x}rxwr:\TZaG*y8IjbRc|XŻǿI
u3KGnD 1NIBs
RuK>V.E L+M2#'fi ~V vl{u8z H
* :( W ☕
~JTe\O*tHGHY }KNP*ݾ˦ TѼ9/#A7qZ $*c?qUnwN%Oi4 =3ڗP
1Pm \\9Mؓ2aD];Yt\[x]}Wr|]g-
eW
)6-rC Sj
id DЇAΜIqbJ#x꺃 6k#ASh&ʌt(Q% p%m&]caS l=X\P1Mh9MVdDAaVB[݈fJíP|8 քAV^f
Hn- "d>znNJ ة>b&2vKyϼD:,AGm\nziÙ .uχYC6OMf3or$5N HT[XF64T,ќM0E)`#5XY`פ ;%1U٥m;R>QD DcpU'&LE/pm%]8firS4d 7y\`JnίI R 3U~7+#m qBiDi*L69mY&iHE=(K&N!V.KeLDĕ{D vEꦚdeNƟe(MN9ߜR6&3(a/DUz<{ˊYȳV)9Z[4^n5!J?Q3eBoCM m<.vp IYfZY_p[=al-Y}Nc͙ŋ4vfavl'SA8|*u{-ߟ0%M07% < ҍ PK !
ѐ ' theme/theme/_rels/themeManager.xml.relsM
0wooӺ&݈Э5
6?$Q
,.aic21h:qm@RN;d`o7gK(M&$R(.1r'JЊT8V"AȻHu}|$b{ P8g/ ]QAsم(#L[ PK- ! [Content_Types].xmlPK- ! ֧ 6 + _rels/.relsPK- ! ky theme/theme/themeManager.xmlPK- ! P theme/theme/theme1.xmlPK- !
ѐ ' theme/theme/_rels/themeManager.xml.relsPK ]
K k D
K " W F
& R [ " , V _ " * T \ # , R [ v ) 2 W ` K ! # $ % & ' ( ) * + , - . / 0 1 2 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V X Y Z [ j K X 8 @ 0 (
B
S ? ԏ- - dj ! . " < # \- $ - % - & ̊. ' Th1 ( $, ) , * Du- + . , ], - l I z z
M
W M
B *urn:schemas-microsoft-com:office:smarttagscountry-region 8 *urn:schemas-microsoft-com:office:smarttagstime 9
*urn:schemas-microsoft-com:office:smarttagsplace = *urn:schemas-microsoft-com:office:smarttags PlaceType = *urn:schemas-microsoft-com:office:smarttags PlaceName n1 0141516173050HourMinute
Y j M M J d ' Y j G Z ` v & G [ | , K _ # * U \ ^ M j M X6>V s.k?TA ~uHzTG h ^`CJ OJ QJ aJ o( h H h ^`OJ QJ ^J o( h H o h p p^p`OJ QJ o( h H h @ @ ^@ `OJ QJ o( h H h ^`OJ QJ ^J o( h H o h ^`OJ QJ o( h H h ^`OJ QJ o( h H h ^`OJ QJ ^J o( h H o h P P^P`OJ QJ o( h H h ^`OJ QJ o( h H h ^`OJ QJ ^J o( h H o h p p^p`OJ QJ o( h H h @ @ ^@ `OJ QJ o( h H h ^`OJ QJ ^J o( h H o h ^`OJ QJ o( h H h ^`OJ QJ o( h H h ^`OJ QJ ^J o( h H o h P P^P`OJ QJ o( h H h ^`CJ OJ QJ aJ o( h H h ^`OJ QJ ^J o( h H o h p p^p`OJ QJ o( h H h @ @ ^@ `OJ QJ o( h H h ^`OJ QJ ^J o( h H o h ^`OJ QJ o( h H h ^`OJ QJ o( h H h ^`OJ QJ ^J o( h H o h P P^P`OJ QJ o( h H X6 ~uH s.k? h h hL = < Q + ` i Li ~0 H 1 e fq L 8 E F b; ( = ~C _ Cc ; C T q) - N G t # % J t g4 @ VQ! g|! ~! 2" gQ$ a$ ED& 4) F* + w+ 3, - &- . 2/ 1 1 l2 t2 N3 e3 (4 W5 `5 7 o'7 P87 `7 K8 9 'V9 s; D< (h< ,|< 9= G= Z= > .> C> t+? >@ p@ 'B g_C [vC 7D B8E ~
G dG ;H , I NJ jK xK };N BN 4O ]P g Q TR z7S C8U HU uV 1SW cW TyW RX &xX oY h[ ,s\ x\ ] F] _ C_ ` N` S` b ib w.c d -Ed Me ye :.g 1xg krh zh li >=j $xj "k (k aCl Ol ~o p p dp oBr
s t _v w Qw Nbw *x y &by >z | )2| j9~ " G > %I j ]& 8/ 0 l s / @ \> sh % ^ ! 9 3X x 6 , { s@ Q ]_ |4 # 9 ^ d \# /v Y U Ci .: 9I _ x H &, ; f bu w wO ] 6N B| )b " [4 g tn 1} (D a J M \ < hb [ ' j "3 T rI 0 C [ O f " u ty Fz c X G3 *X K M @ K ` @ U n k n o w n G * T i m e s N e w R o m a n 5 S y m b o l 3. * A r i a l 5. * a T a h o m a ?= * C o u r i e r N e w ; W i n g d i n g s A B C a m b r i a M a t h " 1 h && , , ! x r4 d ? ? 2q HX ? 2 ! x x M o n e y a n d b a n k i n g , F a l l 2 0 0 4 t w b i s h o p
C S U C I U s e r Oh +'0 ( 4
T ` l
x Money and banking, Fall 2004 twbishop Normal.dotm 91Ƶ User 2 Microsoft Office Word @ F# @ x@ $@ $ ՜. +,D ՜. +,`
p x
SSDS Lab > , ? Money and banking, Fall 2004 Title 8 @ _PID_HLINKS A t h t t p : / / b l a c k b o a r d . c s u c i . e d u /
! " # $ % & ' ( ) * + , - . / 0 1 2 3 4 5 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Y Z [ \ ^ _ ` a b c d e f g h i j k l m n o q r s t u v w x y z { | } ~ R o o t E n t r y F <$ @ D a t a
] n% 1 T a b l e p B4 W o r d D o c u m e n t 4 S u m m a r y I n f o r m a t i o n ( D o c u m e n t S u m m a r y I n f o r m a t i o n 8 M a c r o s @)$@)$ V B A @)$@)$ d i r _ _ S R P _ 0 y _ _ S R P _ 1 f _ _ S R P _ 2
" $ % & ' ( ) * + , - . / 0 1 2 3 4 6 7 8 9 : ; < = > ? @ A B C D E F G H I J K L M N O P Q R S T U V W X Z [ \ ] ` 0* pH d ProjectQ ( @=
l , L J<
rstdole>s t d o l eP
h %^ * \G{00020430- C
0046}# 2.0#0#C: \WINDOWS \system32\e2.tlb #OLE Automation ` ENormalENCr m aQF * \C
L !OfficgO f i cg !G{2 DF8D04C- 5BFA-101@B-BDE5gAjAe42gg ram File s\CommonMicroso ft Share d\OFFICE 12\MSO.DLL#M 1 Ob Library% z ABe ThisDocumentG Tfi s DHc u@Ie nn* 2
HB1B B,!f"B+BB K* *\CNormalrU ~ ~ ~ ~ ~ ~l `cs|En e i JL ) Project1 Project ThisDocument F / C:\PROGRA~1\COMMON~1\MICROS~1\VBA\VBA6\VBE6.DLL VBA
) Q ` F 5 C:\Program Files\Microsoft Office\Office12\MSWORD.OLB Word
! I p 0 F C:\WINDOWS\system32\stdole2.tlb stdole
1 Y L-[ DR ? C:\Program Files\Common Files\Microsoft Shared\OFFICE12\MSO.DLL Office
a k F {C